2008 is a year about taking big leaps, big changes, big decisions.

To that end, I have taken the full plunge and enlisted in auto-pay for ConEd, Verizon and Time Warner Cable. This coupled with my direct deposit from work, means that I am entrusting a system of computers to correctly monitor the ebb and flow of my financial status. The pro is that I will never be late with a bill again, the con is that I will never know how much dough I’ve got in my bank account at one time. And, of course, I am trusting machines not to make mistakes. Sure, I can always cry foul at a deduction that seems unreasonable, but what are the chances I’ll ever win such a fight? Or even catch such a mistake? I liken this to a fiscal rhythm method. For now, it feels fantastic.